Saving money doesn't have to be hard, here are a few quick and easy ways to lighten the load on your wallet.
Remember that every pound you can save is the equivalent of earning £1.20 (once tax is taken into account)
It might obvious but check what you are actually paying out for every month. If you are like me and hardly ever check your bank statement then it can be very easy to miss direct debits that you forgotten. The free trials that have overrun into actual subscriptions are a prime example.
Some of these old payments may be for thing that you did once use but have now gotten out of the habit of using, ask yourself, "Do i really need this?"
I used to shy away from this one, then i discovered the joy of haggling. Most companies have a little wiggle room in their pricing structures (this is especially true with internet providers). This is the reason they can offer one price to new customers, knowing they can make it back on the loyal ones.
Well this doesn't have to be the case. Treat it as a game, 'if you don't ask, you don't get'. So get asking! I always go in knowing the deal that I want (5 minutes of research does wonders) and with a curtious but firm approach.
We all know that food costs keep rising and the size of the products keep getting smaller (still not sure how a tiny chocolate bar is 'fun' size). Here a few tips to keep those food costs under control.
When we can all safely get back to normal and go out for a meal, remember this little tip. Book online. The internet is full of sites and apps that offer loads of deals such as money off, 2 for 1's and free drinks promotions.
If coronavirus has forced you to change the way you use your car then let your insurance know. Less miles could reduce your premiums. Admiral have been giving £25 credit to some of their customers, LV are also taking claims from customers that have been made unemployed due to the pandemic.
If you think you are paying too much then try Confused.com for a free quote, you could save more than you think. Most people that stay with the same insurance company end up paying more than new customers
Do you really need to pay someone to do it all for you? Sometimes we just need to have a bit of belief in ourselves and have a go. Now i'm not saying go a re-wire your house! (as an electrician myself I would strongly advise against that one) but do you really need to get someone to wash your car, deliver your groceries even paint your room.
Online surveys. If you have a bit of spare time and like to give your opinion this one is for you. It's no get rich quick scheme though, it's more of an earn a steady few extra quid. Some surveys can pay up to £3-4 for a few minutes of form filling.
Some to try are. Toluna, Survey junkie, YouGov, InboxPounds, Swagbucks
Make the most of some of our great deals and look at the discount/ Money off codes that we have compiled for you. If you are going to buy it anyway then why pay full price. Let us know if you make a great saving!
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The governments have set targets for all homes in the uk are set to have smart meter installed, so far over 21 million have been fitted. So are they a good thing? Personally i'm not that sold on them, I have two so far and still get estimated bills.
They do however come with advantages.
I was very skeptical of changing from my old fashioned set water rates to paying by how much I use on the water meter. I didn't want to get stuck with a water meter and paying more than i always had. However I moved home recently and my new home has a water meter. I always thought I used a fair bit of water and a when we moved, one of the first jobs was to build and fill a large pond.
I waited for my first bill...
Now i only regret not doing it sooner!
A general rule of thumb is that 'you could pay less if there are fewer people in your property than there are bedrooms.'
Replace all those old energy sucking light bulbs with energy saving LED or virtual filament bulbs. Even the some of the older style energy efficient bulbs could be costing you more than you think. Make sure that you are not paying over the odds, Many of these bulbs have inflated prices. We have found greatly reduced prices for some of the most common bulbs
Is your loft insulation thick enough? (210 mm). Even if you have the correct amount of insulation make sure it is not crushed down as this will dramatically reduce the performance. A simple DIY job with great impact.
Fit drought excluders, there isn't much point warming the air in the room if you are still letting cold air in. These are cheap, effective and easy to install diy projects.
Unplug any unused electrical items, many people leave chargers plugged in and kettles on at the switch. These energy 'vampires' are leaching your electricity and money. Always turn off unnecessary items at night.
Fit a water saving shower head. There are many water supply authorities around the country that are giving these away for free.
Fancy a cuppa, then make sure that you only boil the water you are going to use, this will save on your water consumption but also help to reduce your electricity usage.